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Social Security Eligibility: What It Takes to Receive Max Monthly $3,895
For many Americans, social security benefits are a major source of income after retirement. In 2021, an average of 65 million Americans will receive monthly social security benefit checks totaling…
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You Should Check Your Social Security Balance Regularly — Here's Why
Social Security is the main source of income for a majority of the elderly in the U.S. According to data from the Social Security Administration, nearly 9 out of 10 people age 65 and older receive…
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5 Things Most Americans Don't Know About Social Security
So you think you know all you need to know about Social Security? If so, congratulations — you are in the minority when it comes to knowledge of the nation's biggest retirement benefits program. See:…
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How Social Security, Wage Hikes and SNAP Will Alleviate Inflation in 2022
With inflation expected to keep rising into the new year, Americans can use all the financial help they can get in 2022. Fortunately, some will get a boost in income to help them cope with higher…
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Social Security 2022: How the COLA Will Increase Benefits for the Average Senior Couple
In 2021, the average monthly Social Security benefit came out to $1,565. After a 5.9% cost-of-living adjustment scheduled to go into effect next year, the average benefit will rise to about $1,657…
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Stimulus Update: See What States Are Sending Checks in December
Millions of Americans are expected to receive stimulus payments around Christmastime by way of their local state governments. Some states issue their own stimulus checks, and others are even providing…
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Stimulus Update: Emergency Rental Assistance Program Surpasses 2.5 Million Payments
As economic recovery efforts continue, state and local governments continue to provide financial help to those who need it most. The U.S. Department of the Treasury reported on Monday, Nov. 29, that…
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Government Shutdown 2021 Update: How Could a Default Affect Interest Rates?
Now that a government shutdown has been averted — for now — the next focus is the potential threat of the U.S. defaulting on its debt, and the impact it can have on interest rates. The Treasury…
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Metaverse Virtual Real Estate is Booming: What's the Appeal?
Metaverse virtual real estate is the new big winner in the crypto world, as leading virtual worlds recorded more than $100 million in NFT land sales in the past week, according to DappRadar data. See:…
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National Cookie Day Means Free Cookies Galore — Here's How To Score Great Deals This Saturday
Milk and cookies are part of the holiday season, so it's only appropriate that Saturday, Dec. 4 marks National Cookie Day. To celebrate, many bakery chains, fast food restaurants and local bakeries…
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Government Shutdown Update: Here's the New Default Deadline and What It Means for You
With the government shutdown having been averted, at least for now, the next big date of consequence is the potential deadline for government default: Dec. 15, 2021. Cheap Gas: How Come Costco &…
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What Is Walmart's Holiday Return Policy?
Here's a look at Walmart's standard and holiday return policies, including comparisons with those offered by its major competitors.
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Dollar General Expands New Higher-End Shops with $5 or Less Items — How Inflation Forced Company's Hand
Dollar General introduced a new store last year named Popshelf aimed at wealthier shoppers. The company announced on Dec. 2 that it now plans to have 1,000 stores by the end of the 2025 fiscal year,…
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Expect Gas Prices To Decelerate From Record Highs Soon — Here's Why
Gas prices are finally expected to cool down. Money reported that gas prices have fallen for the third consecutive week, with the average gas price at about $3.38 per gallon — down 2 cents from last…
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Burger King Offering 37 Cent Whoppers This Friday and Saturday — Here's How To Score the Deal
Did you know Burger King's famous Whopper sandwich turns 64 years old today? To celebrate, the iconic fast-food chain is laughing in the face of inflation and offering throwback pricing. Anyone who…
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Jobs Take a Steep Dive in November As Labor Market Struggles To Grow
The jobs report issued on Friday, Dec. 3 shows 210,000 jobs added in November, well below analyst expectations of 550,000 reported by Bloomberg. The labor market has struggled to bounce back during…
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Will Social Security Offices Be Closed for the Holidays?
If you plan on visiting a Social Security Administration office, be aware of holiday schedule changes. While offices are currently closed to walk-in visits due to the coronavirus pandemic, in certain…
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When Social Security Runs Out: What the Program Will Look Like in 2035
The topic of Social Security has been highly debated recently, bringing up the question of when will it end? What happens if it does? Find out answers here.
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Want a Quick Promotion? New LinkedIn Report Suggests These Cities and Industries
While promotions are huge professional milestones, they are not always awarded evenly. Depending which industry you're currently working in, as well as which city you reside in, you may find yourself…
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You Don't Need To Be Rich To Go Green With the Build Back Better Proposed Incentives
The Biden administration has made no secret of its desire to lower the country's carbon footprint, and it has backed that desire up with legislation. The proposed Build Back Better bill includes $555…
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Stablecoin Regulation Could Bring 'Level of Certainty' to Bank Stocks — Which To Keep an Eye On
Stablecoins are increasingly under regulatory scrutiny. Just last month, the Treasury Department issued its long-awaited report on the assets, which, when "well-designed and subject to appropriate…
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Government Shutdown 2021: Closure Looms as Debate Over Vaccine Mandate Stalls Negotiations
Congress reached a deal on temporary government funding via a new bill passed just hours ahead of the Dec. 3 deadline to avoid a government shutdown. The House is expected to pass the legislation on…
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Jack Dorsey's Square Will Rebrand to Block — How a Name Change Could Boost Stock
Just a few days after Twitter CEO Jack Dorsey announced he was stepping down, it was revealed that his other public company will undergo a major name change. Explore: What Is the Next Big…
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IRS Alert: Agency Warns of Tax Scams This Holiday Season, Here's How to Protect Yourself
The combination of the holiday shopping season, the upcoming tax season and the pandemic creates additional opportunities for criminals to steal sensitive personal or financial information. Now, the…
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These 5 Stocks Could Yield Huge Gains if Omicron Fears Recede
As the U.S. Centers for Disease Control and Prevention announced the first confirmed case of the Omicron variant in the U.S. on Wednesday, Dec. 1, the Dow Jones Industrial Average dipped by more than…
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How Much Is Dr. Oz Worth?
Dr. Mehmet Oz, 61, cardiothoracic surgeon, professor, television personality and best-selling author, is hoping to add a new title to his resume: senator. On Dec. 1, he officially entered the race to…
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Social Security Scams: 3 Common Requests and How To Report Them
In 2021, an average of 65 million Americans receive monthly Social Security checks, totaling over $1 trillion paid during the year. It comes as no surprise that scam artists will try almost anything…
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Jobless Claims Have Increased Slightly, but 4-Week Average Remains Low and Promising
Jobless claims in the week ending November 27 increased by 28,000 from the previous week's revised level to 222,000, the Department of Labor reported on Dec. 2 in their most recent report. The…
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Government Shutdown 2021: The Difference Between Dec. 3 Stopgap Bill Expiration and Dec. 15 Debt Ceiling Deadline
If you're confused about the federal government's current struggles to get funding and avoid a shutdown, you're not alone. Much of the confusion stems from a couple of different dates: Dec. 3, when…
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You Can Boost Your Monthly Social Security Check If You're a Veteran
If you were in active service during certain periods of time, it's possible to add to your monthly social security benefit. See: 25 Serious Financial Advantages You Get From Military Service Find: 11…
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Government Shutdown 2021: What Is the Stopgap Bill and Which Factors Are Slowing Its Passage?
One way U.S. lawmakers can avoid a government shutdown is to approve a stopgap bill that would provide funding before it runs out on Dec. 3, but that measure keeps running into roadblocks as members…
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Capital One Ditches Overdraft Fees Amid Increased Regulatory Scrutiny of the Practice
Capital One announced it will completely eliminate all overdraft fees and non-sufficient fund fees for its consumer banking customers in a move the banking institution calls a "landmark moment for…
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US Credit Card Applications Soar to Pre-Pandemic Levels
American consumers are applying for credit cards at pre-pandemic rates — an increase that is broad-based across age and credit score groups — according to the New York Federal Reserve. See: The…
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Credit Card Applications Rise to Pre-Pandemic Levels — Is It Cause for Concern as COVID Rages On?
American consumers are applying for credit cards at pre-pandemic rates, an increase that is broad-based across age and credit score groups, according to the New York Federal Reserve. Stimulus Update:…
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As Omicron 'Aggravates' Supply Chain and Inflation Concerns, OECD Backpedals on Global Economic Growth Report
In a statement released Dec. 1, the Organization for Economic Cooperation and Development (OECD) cut its global economic growth outlook for 2022. The OECD cited the Omicron variant as one factor that…
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The '12 Days of Christmas' Will Cost You Over $40K in 2021 — How Inflation Is the True Grinch
The song is piped through the speakers in our favorite stores all season long. Your kids may sing it endlessly on car rides. It's "The 12 Days of Christmas." But where did it come from and, apart from…
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Elon Musk Says He Will Re-Join Next Tesla Earnings Call — What Does It Mean for the Stock?
Elon Musk said he would participate in Tesla's fourth quarter earnings call — to take place in January of 2022 — following his statement, made in July, that he would not be on them anymore "unless…
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Beige Book Report: 3 Major Factors Continue to Plague US Economy
The most recent Beige Book — the Federal Reserve's publication concerning current economic conditions across the 12 U.S. districts delineated by the Fed — indicates that economic activity grew at a…
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Tax Prep: How You Can Write Off Your 'Giving Tuesday' Donations Without Having To Itemize Your Deductions
The whole point of Giving Tuesday is to take a break from the holiday shopping frenzy by donating to your favorite charities, but there's no reason it shouldn't bring a little added benefit as well….
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US Junk Bonds See Sharp Selloff as Omicron Variant Has Investors Worried
U.S. junk bonds took a dive in November as Omicron variant fears escalated concerns that lower-rated companies will struggle to pay off their debts. See: How To Buy Bonds: A Beginner's Guide To…
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Government Shutdown vs. Debt Ceiling: What's the Difference?
The news has been fairly saturated as of late with mention of a potential government shutdown — and the threat of the United States defaulting for the first time in its history. While the two…
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Government Shutdown 2021: What Happens If the Debt Ceiling Isn't Raised?
With the federal government due to hit its debt ceiling on Dec. 15, Americans once again face the prospect of having certain services either cut back or shut down altogether. See: Government Shutdown…
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The Metaverse: What You Should Consider Before Investing in a Virtual Space
The concept of the metaverse is quickly gaining steam and reaching mainstream consciousness with many brands entering the ecosystem since Facebook's rebranding. Now, investors view an opportunity, as…
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Housing Preview: 2022 Will Bring a Continued Rise in Home Sales and Prices, Report Says
Anyone in the market for a new house should have a slightly better shot at finding one next year as the supply of new homes inches closer to demand, but you can still expect historically high prices…
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Government Shutdown 2021: Will SNAP Benefits for December Be Paid Without Debt Ceiling Extension?
Congress is running out of time to avoid a government shutdown. Lawmakers have until the Dec. 3 deadline to raise the debt ceiling before the U.S. defaults on its debt (although the estimate has…
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Stimulus Update: These Residents Will Be Getting a $300 Debit Card – Are You One?
Revive Santa Ana, a stimulus program instituted for low-income residents in the Southern California city of Santa Ana, will distribute $300 prepaid Visa debit cards to roughly 20,000 families in time…
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Partial Government Shutdown Looms as Debt Ceiling Resolution Remains in Doubt Ahead of Deadline
Just back from the Thanksgiving break, Congress has a few days to address — once again — the debt ceiling, as well as find a solution to avert a government shutdown. See: Yellen Updates Debt Ceiling…
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What Is Crypto Banking?
You can get started with crypto banking by opening a crypto interest or checking account or using a DeFi app. Learn about options and risks to consider first.
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Goldman Sachs Boosts Employee Benefits to Address Claims of Burnout
Goldman Sachs is adding new employee benefits in an effort to address claims of worker burnout — and to potentially boost worker retention. This move comes amid a lingering pandemic and a tight labor…
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More Than Half of Shoppers Overspending by Financing Gifts This Holiday Season
With the holiday season fast approaching, shoppers are leveraging "buy now, pay later" (BNPL) services to spend more than they can afford upfront. According to a recent report by Cardify, about 45% of…
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Crypto Regulation: Fed Announces Roadmap for 2022 — What It Means for Investors and Developers
Federal bank regulatory agencies — including the Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation (FDIC) and Office of the Comptroller of the Currency — issued…
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Government Shutdown 2021: These Services Will Be Inaccessible If Debt Ceiling Isn't Raised by Dec. 15
In spite of the December 15, 2021 deadline for Congress to extend the debt ceiling, it doesn't look like an agreement will be reached. See: Yellen Says Not Raising Debt Ceiling Could 'Eviscerate Our…
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Nearly 1 in 4 Americans Say Changing Jobs Is the Best Way to Get a Raise
If you're looking to make extra cash, you may want to consider a career change. About 24% of Americans think that switching jobs is the most effective way to boost income, according to a recent online…
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Government Shutdown 2021: Could Social Security Checks in December Be Affected?
The government is facing yet another deadline to fund itself through the end of the year and beyond. But with the holiday season fast approaching, many seniors have been left wondering if this will…
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Fed Chair Powell Says Omicron Poses 'Increased Uncertainty for Inflation'
On Nov. 30, Federal Reserve Chair Jerome Powell said that the Omicron variant poses increased uncertainty for inflation, according to prepared remarks. Powell is set to testify before Congress on that…
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Consumer Confidence Declines in November as Inflation Remains a High Concern
After an increase in October, consumer confidence decreased in November, and now stands at 109.5, down from 111.6, the Conference Board reported Tuesday, Nov. 30. The Present Situation Index, which is…
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Future of Social Security: Why Experts Say Not To Worry, but Still Plan for Less 'Substantial' Payments
Each year, the Social Security Board of Trustees releases its report on the current and projected financial status of Social Security and Medicare programs. According to its latest report, Social…
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IRS Offers Advice on How You Can Avoid Being Scammed This Holiday Season
Those elves at the North Pole aren't the only ones busy this time of year. Scammers are, too, because there's no better time to commit fraud than when a lot of people are spending a lot of money on a…
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How Rich Is Zayn Malik?
Zayn Malik, 28, usually just referred to as Zayn, is a fashionable British musician who has successfully transitioned from the boy band One Direction to solo artist. While his breakup with the mother…
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Giving Tuesday: How to Make Sure A Donation Request Isn't a Scam
After a few days (or weeks) of feverishly chasing down Black Friday and Cyber Monday deals, holiday shoppers can take a needed break on Giving Tuesday to support their favorite charities and get the…
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Yellen: Not Raising Debt Ceiling Could 'Eviscerate Our Current Recovery' During Economic Update
Treasury Secretary Janet Yellen testified before Congress Monday, Nov. 29, telling the Committee on Banking, Housing, and Urban Affairs that not resolving the debt ceiling issue in time "will…
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How To Boost Your Social Security Benefit With Supplemental Security Income
The Supplemental Security Income program provides a monthly benefit to adults and children with a disability or blindness and resources below specific financial limits. SSI payments are also made to…
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Social Security: Everything You Need To Apply
Applying for Social Security benefits for the first time requires less than you might think, but the documents needed vary depending on your individual circumstances. See: You Should Check Your Social…
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Can You Retire With Millions by Investing in ETFs?
Exchange-traded funds are no longer a mere garnish for investors, simply there to help diversify portfolios heavily weighted toward traditional stocks, bonds and mutual funds. These days, ETFs have…
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No Delivery? Why Applebee's, Olive Garden and Other Restaurants May Stop Delivering Food During Peak Hours
Food delivery from our favorite restaurants became a way of life during the height of the pandemic and remained one of the better things about a challenging year. But this perk may be going away as a…
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Twitter Stock Soars After CEO Jack Dorsey Announces He Will Step Down
Twitter stock jumped 11% in early trading today, following the news that CEO Jack Dorsey is stepping down. See: Crypto Update: Jack Dorsey's Square Publishes Whitepaper for Decentralized Bitcoin…
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Amazon Has Doubled Its Fulfillment Network Since the Start of the Pandemic
If you ordered holiday presents from Amazon this year, you may be able to breathe easy that you'll get the goods in time. Although the largest e-commerce retailer urged consumers to "shop early" this…
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Omicron Variant Sees Moderna, Pfizer Stocks Skyrocket as Companies Target 100-Day Vaccine Timeline
On Black Friday, Nov. 26, shares of the top COVID-19 vaccine developers Moderna, Pfizer and Novavax all vaulted higher, per The Motley Fool. See: How Will the Omicron Coronavirus Variant Affect Gas…
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Cyber Monday: Best Deals on Earbuds, Headphones and Wearables
The biggest sales days of the year culminate on Cyber Monday, a day where you can still find tremendous savings on your favorite tech. Earbuds, headphones and wearables promise to be on many wish…
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How Will the Omicron Coronavirus Variant Affect Gas Prices?
The discovery of a new and reportedly more infectious strain of the coronavirus, the newly dubbed Omicron variant, will likely give OPEC+ countries reason to pause planned production increases. Said…
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Cyber Monday: Amazon's Deals on Tech, Fashion, Small Appliances & More
Many people will flock to Amazon for the best deals on technology this Cyber Monday. But the online retailer also has amazing sales this week on fashion and clothing, small appliances, beauty…
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Elon Musk Urges Employees To Minimize Delivery Costs
Tesla CEO Elon Musk asked his employees to try to minimize the cost of deliveries "rather than spending heavily on expedite fees, overtime and temporary contractors just so that cars arrive in Q4."…
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Cyber Monday: Costco's Can't Miss Deals
If you have a Costco membership or have been thinking about getting one, you'll find plenty of Cyber Monday deals on everything from TVs and home security systems to laptops and vacuums. See: How To…
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How To Maximize Social Security If You're Divorced
If you are divorced, there is a way to maximize your Social Security benefits that you might not have considered. Depending on whether you meet certain conditions, you may be able to claim Social…
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Cyber Monday: Best Deals on Televisions, Sound Bars & Streaming Sticks for Your Binge-Watching Needs
If your holiday shopping list includes friends or family who binge-watch a lot of TV, then this is the Cyber Monday for you. A number of major retailers are offering Cyber Monday deals on televisions…
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Stimulus Update: Child Tax Credit Opt-Out Deadline for 2021 Is Nov. 29
For those currently receiving Child Tax Credit payments, Nov. 29 at 11:59 p.m. ET is the deadline to opt-out if you no longer wish to receive them. The same deadline applies if you need to update your…
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Unclear on Social Security Benefits? These Are the 4 Types Seniors Should Know
According to the Social Security Administration, more than 60 million people depend on Social Security benefits for either part, or all, of their income during retirement. Regardless of how much one…
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How Much Is McDonald's Worth?
McDonald's valuation is in the billions of dollars. Here's a look at McDonald's current net worth to help you decide if you should invest in the stock.
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401(k) Update: IRS announces COLA Increases & More For Retirement Plans
The IRS announced Thursday, Nov. 4 that some big changes coming to retirement plans for 2022. Considering that the November CPI report showed that prices surged by 6.2% between last October and this…
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Stimulus 2022: You Could Be Eligible for This $2,000 Tax Break
A little-known tax break offered by the IRS to those with retirement accounts will be expanded in 2022 to include more Americans, and it could help you save up to $2,000 off your tax bill. See:…
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Here's How You'll Get Tax Breaks Through the Build Back Better Program
President Joe Biden's Build Back Better program gives Americans an opportunity to reduce their 2022 tax bills, but the biggest breaks will only last for a year. See: Why the Build Back Better Plan…
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Social Security: How to Keep Your Info Safe With a 'mySocialSecurity' Account
The Social Security Administration has implemented a new online login system called "mySocialSecurity" that allows you to access and perform functions that were not previously allowed online. See:…
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Cheap Gas: How Come Costco & Walmart Have Such Low Prices on Gas?
President Joe Biden's decision to release part of the nation's strategic oil reserves should lead to lower gasoline prices across the country, but it might take a couple of weeks to do so. In the…
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The Ultra-Rich Are Saving Their Money Instead of Spending It — Now the Middle Class Is 'Buried' In Debt
It's easy to roll our eyes at outlandish spending from billionaires — say, buying NFTs or yachts — but their spending is good for the overall economy. Their savings, however, are not so good,…
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Nearly Half of Seniors Expect To Work After Retirement — But There Might Be a Better Option
Data from the American Advisors Group, the nation's leader in home equity solutions, shows that seniors are pushing back retirement to make ends meet, and 2020 has only expedited that trend. This data…
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How Does Social Security Get Calculated?
Most people who receive social security benefits get their check every month and don't really think about it much after. We are all more or less versed in the knowledge that our social security amount…
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Social Security Prep: 3 Ways a Financial Advisor Could Help as 46% of Americans Expect To Retire in Debt
A new survey found that 46% of Americans expect to retire in debt. And many don't feel the government will be in a position to help them make ends meet, either. That is to say, 43% believe Social…
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American Workers Get Less Social Security and Less Paid Time Off Than Workers in Other Countries
Despite being one of the most developed — and richest — countries in the world, the United States pays it retirees less than other countries. See: Social Security — How to Boost Your Benefit by…
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How Rich Is Pete Davidson?
Pete Davidson, 28, has been a fixture on "Saturday Night Live" since 2014. In addition to being a comedian, he is an actor, screenwriter and producer. While he is considered to be a formidible, and…
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Grocery Store Shortages Comparable to 2020 — Are You Prepared for Lack of Supply During the Holidays?
While it's still unclear whether the Delta variant will put a damper on holiday celebrations, according to the Wall Street Journal, some executives are preparing for U.S. consumers to have larger…
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How Much Is Carvana Worth?
Carvana is a Wall Street darling and has grown tremendously over the past few years. Learn about Carvana's current value and future outlook before investing.
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How Much Is Kohl's Worth?
Kohl's net sales and earnings exceeded expectations in the third quarter. Learn about its current value and future outlook to help you decide whether to invest.
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Social Security Cost-of-Living Adjustments Aren't Enough To Pay Higher Costs for Seniors
The Social Security Administration announced that the cost-of-living adjustment (COLA), which is an increase in social security benefits to counteract inflation, increased by 1.3% for 70 million…
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Social Security: How to Boost Your Monthly Income by $800 With Spousal Benefits
Spousal benefits are one of the best ways to boost your monthly Social Security check — or give you a Social Security check if you don't qualify on your own. When a worker applies for retirement…
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Government Shutdown: Could Dec. 15 Child Tax Credit Be Impacted?
With another potential government shutdown looming, many Americans might be wondering (again) how their monthly Child Tax Credit payments will be affected. For now, it looks like the advance payments…
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New Covid Variant Hits Global Markets With Losses on Black Friday
Global markets are tumbling today following news of a new COVID variant named B.1.1.529. This new variant has been discovered in South Africa — with other incidental cases having been confirmed in…
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As Holiday Shortages Run Amok, These Shopping Tactics Could Save You Money (and Potentially Christmas)
It's the kind of scenario only Scrooge might get a kick out of: Consumers are in a fever to spend money this holiday season, yet they face a shortage of products because of the global supply-chain…
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Black Friday Comes Early: 20 Amazon Deals You Can't Afford To Miss Happening Now
Need a break from all the Thanksgiving chores and/or travel plans? Well then, it must be time to shop — and all from the luxury of your own laptop or smartphone. Find: The 14 Best Holiday Deals From…
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As Traditional and Luxury Brands Gravitate Toward the Metaverse, How Can You Invest in Their Potential?
The metaverse is everywhere since Facebook's Meta name change last month. Now, the concept is becoming more mainstream, as several big-name traditional companies including Nike and Microsoft are…
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Senior Stimulus: Which Social Security Recipients Will Still Receive a Golden State Payment?
There's still some confusion as to whether Social Security recipients will be receiving Golden State Stimulus II payments. It all depends on state guidelines, and only certain Social Security…
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How Much Does It Cost to Go to Ohio State
Source: https://www.gobankingrates.com/the-cost-of-education-in-the-united-states/